Consequential Loss

Insure against unforeseen business interruptions, and run your business with complete peace of mind.

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Private homeowners

Private homeowners are owners of condominiums, landed houses, bungalows, and terraces.

BTO/HDB homeowners

Built-to-order (BTO) and Housing Development Board flat owners are owners of public housing flats.

What's covered?

If there’s an interruption to your business, we’ve got you covered.

Get 360° protection for your business’ loss of gross profit in the event of an interruption caused by fire, lightning, explosion and other related perils.

Continuing overheads

We’ll sustain your overhead expenses during interruptions.

if you still have overheads running (rent, salaries etc) during the interruption, we’ll pay those overheads for you.

Declared gross profit

We’ll match your gross profit during these difficult times

If the interruption affects your gross profit, don’t worry. We’ll reimburse you every single dollar that’s declared for this period of time.

Extra expenses

We’ll pay any extra fees to restore your business back to normal.

If you need to hire external vendors (like auditors, consultants etc) to accelerate your business’ recovery, we’ll pay their fees.

Wages / payroll

We’ll pay the salaries of your employees during this period.

If you have employee salaries to pay during these tough times, we’ll pay their salaries for you.

See the rest of our solutions.

Consequential Loss is just one part of Orizal’s comprehensive corporate insurance solutions to help you run your business with confidence.

Employee benefits

Get cyber protection in a digital world.

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Weddings

Your wedding deserves to go smoothly.

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Travel Insurance

Explore the world with complete assurance.

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Accidents

Insure yourself against life’s unpredictabilty.

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Motor Insurance

Drive with complete peace of mind.

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Home Insurance

Protect your home and family from harm.

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Public Liability

Indemnify your employees' claims.

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Professional Indemnity

Get financial protection against third-party claims.

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Product Recall

Insure yourself from hefty product recall efforts.

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Product Liability

Guard from claims of harm from products.

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Performance Bond

Ensure contracts are duely performed.

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Commercial Motor Insurance

Protect your fleet and staff on their daily trips.

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Money Insurance

Shield yourself from any money lost in transit.

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Marine Insurance

Insure your marine activity and your assets.

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Initial Public Offering

Make your IPO process a smooth one.

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Fire And Special Perils

Guard your company against fires & hazards.

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Fidelity Guarantee

Insure your company against fraud.

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Equipment All Risks

Prevent hefty costs due to machine error.

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Environmental Liability

Insure your assets against environmental claims.

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Directors’ Liability

Insure Directors in your company against unforeseen events.

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Cyber Insurance

Get cyber protection in a digital world.

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Workman Compensation

Insure your employees for work injuries.

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Contractors’ All Risks

Complete your projects with peace of mind.

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Contamination Product

For accidental product contamination & recalls.

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Consequential Loss

Get complete Business Interruption protection.

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Start your career with Orizal

We can't wait to kickstart your limitless career in the financial advisory space.