Commercial insurance
Consequential loss insurance
Insure against unforseen business interruptions, and run your business with complete peace of mind.
Chat with usIt's all about the client, at every step of the way.
Edison Li · Advisor
"We're not your ordinary advisors; far from it."
Edwina Woo · Advisor
"We're family looking to take you further."
Annie Lim · Advisor
What is consequential loss?
Consequential loss insurance covers your business’ loss of gross profit when it’s hit by an interruption, such as fire, explosions, and other related perils. In other words, if your business loses money due to an interruption, we’ve got your back.
Why do I need it?
Interruptions cost money, time and significant stress. With consequential loss insurance, you can protect your assets against a wide range of unforseen events that might put you at risk otherwise.
Who is it useful for?
What's covered?
What’s covered in consequential loss?
If there’s an interruption to your business, we’ve got you covered.
Get 360° protection for your business’ loss of gross profit in the event of an interruption caused by fire, lightning, explosion and other related perils.
Continuing overheads
We’ll sustain your overhead expenses during interruptions.
if you still have overheads running (rent, salaries etc) during the interruption, we’ll pay those overheads for you.
Get started >Declared gross profit
We’ll match your gross profit during these difficult times.
If the interruption affects your gross profit, don’t worry. We’ll reimburse you every single dollar that’s declared for this period of time.
Get started >Extra expenses
We’ll pay any extra fees to restore your business back to normal.
If you need to hire external vendors (like auditors, consultants etc) to accelerate your business’ recovery, we’ll pay their fees.
Get started >Wages / payroll
We’ll pay the salaries of your employees during this period.
If you have employee salaries to pay during these tough times, we’ll pay their salaries for you.
Get started >Get started
Start your assurance now
Ensure your business’ longevity with Orizal now.
Start a discussion with a friendly Orizal consultant now to talk about how we can help your business avoid unnecessary stress financially and mentally when misfortunate hits.
Or chat with us23 people have chatted with us today.
Have a specific question?
If you have a specific question you’d like us to answer about consequential loss insurance, please fill up the simple form and we’ll get back to you.
Meet your Orizal advisor.
At Orizal, you’re working with people who care — people looking to support your journey every step of the way. Learn more about their story.
Chat with us
Dorine Goh
Advisor
"Give yourself Permission to be Happy every day."
Edison Li
Advisor
"The financial solutions field is retrenchment proof - Orizal shows you exactly how to do that."
Kay Wei Wong
Advisor
"The journey of a thousand miles begins with one step."
Michelle Goh
Advisor
“Vision without execution is hallucination"
Carlos Lee
Co-Founder
"There's never been a better time to reinvent the way we do things in our industry."
Wee Yeap
Co-Founder
"We'll teach you everything there is to know about the industry, 30 years worth and more!"
Ya Wei Eng
Advisor
"It always seems impossible until it is done” - Nelson Mandela"
Shaun Acasio
Advisor
" Doing what you love and loving what you do is the "Ultimate LIFE achievement."
Deniece Oei
Advisor
"Always be better than yesterday."
Melvyn Tham
Advisor
“I am the master of my fate, I am the captain of my soul” - William Ernest Henley
Annie Lim
Advisor
"You get lifelong support and training that makes you a better agent, and a better person."
Wayne Chen
Advisor
"The purpose of our lives is to be happy" - Dalai Lama
Helmi Hakim
Advisor
"Never give up. Work until you achieve your goals."
Caroline Koh
Advisor
“Agility always wins over Ability”
Gavin Zheng
Advisor
Thanks to Orizal's training, I developed a 360° bird's eye view of my work, and my life.
Florence Lim
Advisor
"Go with the flow and everything will work out the way you want it to"
Daniel Toong
Advisor
“Be a creator of circumstances rather than just a creature of circumstances. Be proactive rather than reactive."
Amanda Kee
Advisor
"Someone is sitting in the shade today because someone planted a tree a long time ago"
Maurice Ong
Advisor
"Follow and join us on an exciting and fulfilling journey of making a big difference in lives!"
Edwina Woo
Advisor
"There are many out there who need your help. Let Orizal train you up to make an impact."
Clarence Ong
Advisor
"The secret to life is finding the right balance to everything you do"
Gloria Ong
Advisor
"Orizal's supportive environment makes you feel that you're never working alone by yourself."
See the rest of our solutions
Consequential loss insurance is just one part of Orizal’s comprehensive corporate insurance solutions to help you run your business with confidence.
What's the right plan for me?Consequential loss
Get complete Business Interruption protection.
Explore >Contamination product
For accidental product errors & recalls.
Explore >Contractor’s all risks
Complete your projects with peace of mind.
Explore >Workman compensation
Insure your employees for work injuries.
Explore >Cyber
insurance
Get cyber protection in a digital world.
Explore >Directors’
liability
Insure Directors in your company against liability.
Explore >Employee benefits
Complete employee welfare & coverage.
Explore >Environmental liability
Insure your assets against environmental claim.
Explore >Equipment all risks
Prevent hefty costs due to machine error.
Explore >Fidelity guarantee
Insure your company against fraud.
Explore >Fire & special perils
Guard your company against fires & hazards.
Explore >Initial Public Offering
Make your IPO process a smooth one.
Explore >Marine
insurance
Insure your marine activity and your assets.
Explore >Money
insurance
Shield yourself from any money lost in transit.
Explore >Motor
insurance
Protect your fleet and staff on their daily trips.
Explore >Performance bond
Ensure contracts are duely performed.
Explore >Product
liability
Guard from claims of harm from products.
Explore >Product
recall
Insure yourself from hefty product recall efforts.
Explore >Professional indemnity
Get financial protection against third-party claims.
Explore >Public
liability
Indemnify your employees' claims and protect them.
Explore >Ready to run your business with confidence?
Orizal can help you to protect your business in the event of any unfortunate circumstances, and ensure that your business carries on beyond crisis. Start now.
Meet the team
Orizal consultants come from all walks of life, and can help you to find the right solutions for your journey, wherever you’re going. Learn more about your consultant now.
Meet the team >See our services
Explore the suite of corporate solutions that Orizal offers get the best coverage in the market, so that you can run your business with complete peace of mind.
See our services >
