Consequential loss insurance
Insure against unforseen business interruptions, and run your business with complete peace of mind.Chat with us
It's all about the client, at every step of the way.
Edison Li · Advisor
"We're not your ordinary advisors; far from it."
Edwina Woo · Advisor
"We're family looking to take you further."
Annie Lim · Advisor
What is consequential loss?
Consequential loss insurance covers your business’ loss of gross profit when it’s hit by an interruption, such as fire, explosions, and other related perils. In other words, if your business loses money due to an interruption, we’ve got your back.
Why do I need it?
Interruptions cost money, time and significant stress. With consequential loss insurance, you can protect your assets against a wide range of unforseen events that might put you at risk otherwise.
Who is it useful for?
What’s covered in consequential loss?
If there’s an interruption to your business, we’ve got you covered.
Get 360° protection for your business’ loss of gross profit in the event of an interruption caused by fire, lightning, explosion and other related perils.
We’ll sustain your overhead expenses during interruptions.
if you still have overheads running (rent, salaries etc) during the interruption, we’ll pay those overheads for you.Get started >
Declared gross profit
We’ll match your gross profit during these difficult times.
If the interruption affects your gross profit, don’t worry. We’ll reimburse you every single dollar that’s declared for this period of time.Get started >
We’ll pay any extra fees to restore your business back to normal.
If you need to hire external vendors (like auditors, consultants etc) to accelerate your business’ recovery, we’ll pay their fees.Get started >
Wages / payroll
We’ll pay the salaries of your employees during this period.
If you have employee salaries to pay during these tough times, we’ll pay their salaries for you.Get started >
Start your assurance now
Ensure your business’ longevity with Orizal now.
Start a discussion with a friendly Orizal consultant now to talk about how we can help your business avoid unnecessary stress financially and mentally when misfortunate hits.Or chat with us
23 people have chatted with us today.
Have a specific question?
If you have a specific question you’d like us to answer about consequential loss insurance, please fill up the simple form and we’ll get back to you.
Meet your Orizal advisor.
At Orizal, you’re working with people who care — people looking to support your journey every step of the way. Learn more about their story.Chat with us
"Give yourself Permission to be Happy every day."
"The financial solutions field is retrenchment proof - Orizal shows you exactly how to do that."
Kay Wei Wong
"The journey of a thousand miles begins with one step."
“Vision without execution is hallucination"
"There's never been a better time to reinvent the way we do things in our industry."
"We'll teach you everything there is to know about the industry, 30 years worth and more!"
Ya Wei Eng
"It always seems impossible until it is done” - Nelson Mandela"
" Doing what you love and loving what you do is the "Ultimate LIFE achievement."
"Always be better than yesterday."
“I am the master of my fate, I am the captain of my soul” - William Ernest Henley
"You get lifelong support and training that makes you a better agent, and a better person."
"The purpose of our lives is to be happy" - Dalai Lama
"Never give up. Work until you achieve your goals."
“Agility always wins over Ability”
Thanks to Orizal's training, I developed a 360° bird's eye view of my work, and my life.
"Go with the flow and everything will work out the way you want it to"
“Be a creator of circumstances rather than just a creature of circumstances. Be proactive rather than reactive."
"Someone is sitting in the shade today because someone planted a tree a long time ago"
"Follow and join us on an exciting and fulfilling journey of making a big difference in lives!"
"There are many out there who need your help. Let Orizal train you up to make an impact."
"The secret to life is finding the right balance to everything you do"
"Orizal's supportive environment makes you feel that you're never working alone by yourself."
See the rest of our solutions
Consequential loss insurance is just one part of Orizal’s comprehensive corporate insurance solutions to help you run your business with confidence.What's the right plan for me?
Get complete Business Interruption protection.Explore >
For accidental product errors & recalls.Explore >
Contractor’s all risks
Complete your projects with peace of mind.Explore >
Insure your employees for work injuries.Explore >
Get cyber protection in a digital world.Explore >
Insure Directors in your company against liability.Explore >
Complete employee welfare & coverage.Explore >
Insure your assets against environmental claim.Explore >
Equipment all risks
Prevent hefty costs due to machine error.Explore >
Insure your company against fraud.Explore >
Fire & special perils
Guard your company against fires & hazards.Explore >
Initial Public Offering
Make your IPO process a smooth one.Explore >
Insure your marine activity and your assets.Explore >
Shield yourself from any money lost in transit.Explore >
Protect your fleet and staff on their daily trips.Explore >
Ensure contracts are duely performed.Explore >
Guard from claims of harm from products.Explore >
Insure yourself from hefty product recall efforts.Explore >
Get financial protection against third-party claims.Explore >
Indemnify your employees' claims and protect them.Explore >
Ready to run your business with confidence?
Orizal can help you to protect your business in the event of any unfortunate circumstances, and ensure that your business carries on beyond crisis. Start now.
Meet the team
Orizal consultants come from all walks of life, and can help you to find the right solutions for your journey, wherever you’re going. Learn more about your consultant now.Meet the team >
See our services
Explore the suite of corporate solutions that Orizal offers get the best coverage in the market, so that you can run your business with complete peace of mind. See our services >